Home Loan EMI Calculator

Monthly EMI Estimate your monthly payment

Interest breakdown Compare principal and interest

Repayment schedule Review monthly loan balances

Enter your loan details

Adjust the property value, down payment, interest rate and tenure.

Property price (₹)

Down payment (₹) Enter an amount less than the property price.

Annual interest rate (%)

Loan tenure (years)

Additional months

Processing fee (₹, optional) Shown separately; not included in the EMI.

Your loan summary

Estimated monthly EMI —

Loan amount —

Total interest —

Total repayment —

Down payment —

Processing fee (separate) —

Principal and interest breakdown

Principal repaid —

Interest paid —

Down payment: —

Loan amortisation schedule

See how each monthly payment reduces principal and outstanding balance.

Month	EMI (₹)	Principal (₹)	Interest (₹)	Balance (₹)
Your schedule will appear after calculation.

Estimate for planning purposes only, not a loan offer. This calculation assumes a constant annual interest rate and monthly reducing balance. Actual lender calculations, floating-rate changes, taxes, stamp duty, registration, insurance and other charges may differ. The processing fee is shown separately and is not included in EMI.